Terms and Conditions
Effective Date: 01/01/2025
Welcome to CreditConnectionsInc.com (the “Website”), operated by Credit Connections Inc (“Company,” “we,” “us,” or “our”). By accessing or using our Website and services, you agree to comply with these Terms and Conditions (the “Terms”). If you do not agree, please do not use this Website.
1. Acceptance of Terms
By accessing, browsing, or using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We reserve the right to update these Terms at any time, and your continued use of the Website constitutes acceptance of any modifications.
2. Intellectual Property Rights
All content, trademarks, logos, text, graphics, images, videos, software, and other materials on this Website (“Content”) are the property of Credit Connections Inc or licensed to us.
- You may not copy, reproduce, distribute, modify, create derivative works, display, or exploit our Content without our express written consent.
- Unauthorized use of our Content may result in legal action.
Use of Digital Resources: Any downloadable materials, including e-books, guides, tools, or templates, are for personal or internal business use only and may not be resold, repackaged, or shared without permission.
3. User Conduct & Restrictions
You agree not to:
- Use our Website for any fraudulent, unlawful, or harmful purpose.
- Attempt to hack, reverse engineer, or disrupt our Website, servers, or networks.
- Copy, resell, or exploit any of our business strategies, proprietary tools, or services for commercial gain without our written approval.
- Post or transmit any misleading, offensive, or defamatory content on our Website or social media platforms.
- Use bots, scraping tools, or automated systems to extract Website content or user data.
Violating these terms may result in immediate termination of access to our Website and potential legal action.
4. Services & Disclaimers
We provide financial consulting, credit services, and digital resources (“Services”). While we strive for accuracy and reliability, we do not guarantee:
- Any specific financial or credit improvement outcomes.
- Uninterrupted or error-free operation of the Website or Services.
- That information provided is always current, complete, or accurate.
No Financial or Legal Advice: Our Website and Services do not constitute financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions.
5. Payment, Subscription, & Refund Policy
A. Payment Terms
- Any purchases, subscriptions, or service fees must be paid in full at the time of order.
- We may use third-party payment processors, and you agree to their respective terms.
B. Refunds & Cancellations
- Due to the nature of our digital and consulting services, all sales are final, and no refunds will be issued unless explicitly stated in a separate agreement.
- Subscription services can be canceled per the specific terms outlined at the time of sign-up.
6. Third-Party Links & Services
Our Website may contain links to third-party websites or services. We are not responsible for their content, accuracy, or privacy policies. Your interactions with third-party services are at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law, Credit Connections Inc shall not be liable for:
- Any indirect, incidental, special, consequential, or punitive damages arising from your use of our Website or Services.
- Any loss of profits, data, reputation, or business opportunities.
- Any security breaches, hacking incidents, or third-party data leaks beyond our reasonable control.
Maximum Liability: If liability is imposed, our total liability shall not exceed the amount paid by you for our Services within the past 6 months.
8. Indemnification
You agree to indemnify and hold Credit Connections Inc, its officers, employees, and affiliates harmless from any claims, damages, losses, or expenses (including attorney fees) arising from:
- Your violation of these Terms.
- Your misuse of our Website, Content, or Services.
- Any third-party claims related to your business dealings with us.
9. Termination of Access
We reserve the right to terminate or restrict your access to the Website or Services at any time, without notice, if we suspect you have violated these Terms.
10. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Insert State], without regard to conflict of law principles.
Dispute Resolution:
- Any disputes shall first be resolved through good-faith negotiations.
- If a resolution cannot be reached, disputes shall be settled through binding arbitration in [Insert Location], in accordance with the rules of the American Arbitration Association.
- You waive any right to a class-action lawsuit.
11. No Warranties
This Website and its Services are provided “as is” and “as available” without any warranties of any kind, either express or implied.
We do not guarantee:
- That our Website or Services will always be available, error-free, or secure.
- That content will always be accurate or up to date.
- That third-party interactions (e.g., payment processors, linked websites) will be free of issues.
12. Changes to These Terms
We reserve the right to update these Terms at any time. It is your responsibility to review them periodically. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Credit Connections Inc
5740 N. Carefree Cir #120-331 Colorado Springs, CO 80917
[email protected]
719-417-9412
